How GrowCredit Works:
GrowCredit is a financial tool that helps you build credit by paying for your subscription services like Netflix, Spotify, or Hulu. The platform issues you a virtual Mastercard, which you use exclusively for paying these subscriptions. Each on-time payment is reported to major credit bureaus, helping you establish or improve your credit score without incurring additional debt. GrowCredit offers multiple plans to fit your budget and credit-building goals, with some plans allowing access to additional features and higher limits. By turning everyday expenses into a credit-building opportunity, GrowCredit provides an innovative and affordable way to strengthen your financial profile while enjoying the services you already use.
REPORTING BUREAUS:
Equifax, Experian, TransUnion
PRICING:
GrowCredit offers a "FREE" plan. There is a $6.99 plan that covers $50 of subscription payments each month. There is also a $12.99 plan which covers $150 of subscription payments each month.
How Experian Boost Works:
Experian Boost is a free tool that helps you improve your credit score instantly by including positive payment history from bills like utilities, phone, and streaming services in your credit report. By linking your bank account to Experian Boost, the platform identifies recurring payments and adds them to your Experian credit file as a new tradeline. This allows you to benefit from on-time payments that typically wouldn’t impact your credit score. The process is secure, easy to use, and designed to give credit to individuals for bills they’re already paying. Experian Boost is especially helpful for those with limited credit history, giving them the opportunity to achieve a better score quickly and efficiently.
REPORTING BUREAU:
Experian
PRICING:
Free!
Your trusted AI buddy in financial solutions, committed to securing your financial future.
Contact
1407 West Fremont Street, Suite D, Stockton CA 95203
(209) 935-3500