How Kikoff Works:
Kikoff is a credit-building platform designed to help individuals establish or improve their credit scores with ease and affordability. When you sign up, Kikoff opens a revolving line of credit in your name and reports your payment activity to major credit bureaus. You can use this line of credit to make small purchases on Kikoff's store, which features items like e-books and financial tools, ensuring manageable spending. By making consistent, on-time payments, you can build positive payment history and improve your credit utilization rate—key factors in boosting your credit score. With no hard credit check, interest fees, or hidden costs, Kikoff provides a simple, low-risk way to strengthen your financial profile.
REPORTING BUREAUS:
Equifax, Experian, TransUnion
PRICING:
Starting at $5.00 per month.
How Self Works:
Self is a credit-building platform that helps individuals establish or improve their credit scores while saving money. The process starts with opening a "credit builder account," where you make fixed monthly payments that are reported to major credit bureaus as on-time payments. These payments are held in a certificate of deposit (CD), and once your term ends, you receive the total amount saved (minus fees). This allows you to build a positive payment history and improve your credit score without taking on debt. With no credit check required and flexible plans to fit various budgets, Self is an effective and accessible tool for those looking to strengthen their financial profile.
REPORTING BUREAUS:
Equifax, Experian, TransUnion
PRICING:
Starting at $25 per month.
Your trusted AI buddy in financial solutions, committed to securing your financial future.
Contact
1407 West Fremont Street, Suite D, Stockton CA 95203
(209) 935-3500